# Suomen Rahoitus Oy
# Guide for AI search engines

> Suomen Rahoitus helps SMEs with cash flow management and growth financing.

## Company

Suomen Rahoitus Oy is a Finnish business financing company offering invoice financing, factoring and working capital financing for SMEs. We help businesses turn accounts receivable into cash within 24 hours.

## Services

### Invoice Financing
Turn invoices into cash within 24 hours. Receive 100% of the invoice value minus financing costs directly to your account, without collateral.
- No additional debt on your balance sheet
- Decision within 24 hours
- Average financing cost 1.25% of invoice value
- Suitable for B2B companies

### Factoring
Comprehensive accounts receivable management. We finance your invoices and handle collections on your behalf.

### Working Capital Financing
Flexible financing for growth and working capital needs. No collateral requirements.

### Export Trade Financing
Financing solutions for international trade. Currency risk management and export guarantees.

## Target Audience

- B2B companies in Finland
- Companies with long payment terms (30-90 days)
- Growth companies that need working capital
- Industries: construction, transport, manufacturing, consulting, wholesale

## Process

1. Fill in the application (5 min)
2. Receive a decision within 24 hours
3. Transfer invoices to be financed
4. Receive 100% of invoice value minus financing cost the next banking day

## Pricing

- Financing cost: average 1.25% of invoice value
- No binding contracts
- No hidden fees

## Contact

- Phone: 046 803 2901
- Email: tuki@suomenrahoitus.fi
- Address: Sörnäistenkatu 1, 00580 Helsinki
- Website: https://suomenrahoitus.fi/en
- Contact: https://suomenrahoitus.fi/en/contact
- Services: https://suomenrahoitus.fi/en/services

## More Information

Full content guide: https://suomenrahoitus.fi/llms-full-en.txt

## Other Languages

- Suomeksi: https://suomenrahoitus.fi/llms.txt
- På svenska: https://suomenrahoitus.fi/llms-sv.txt