Cookie Policy

1. What Are Cookies

Cookies are small text files that a website stores on the user's device (computer, tablet or smartphone) when visiting the site. Cookies are a commonly used technology, and nearly all websites use them.

Cookies enable website functionality and improve the user experience. For example, they can remember the user's language selection, login details or website settings. Cookies do not harm your device and do not contain malware or viruses.

Cookies are regulated by the EU General Data Protection Regulation (GDPR) and the ePrivacy Directive, which have been implemented in Finland through the Act on Electronic Communications Services. Under these regulations, website operators must inform users about cookies and obtain consent for cookies that are not technically necessary.

2. How We Use Cookies

Suomen Rahoitus (suomenrahoitus.fi) uses cookies for the following purposes:

• Ensuring website functionality: Essential cookies enable basic website functions such as page navigation and access to secure areas.
• Improving user experience: Functional cookies remember user preferences such as language settings and theme (dark/light mode), so the website works as the user prefers.
• Visitor analytics: Analytics cookies collect information about how visitors use the website. This data helps us develop the website content and user experience. Analytics data is anonymised.
• Marketing and advertising: Marketing cookies enable targeted advertising and measuring advertising effectiveness. These cookies are only set with the user's consent.

3. Cookie Types

We use the following types of cookies on our website:

4. Third-Party Cookies

Our website may contain cookies set by third parties. These cookies come from external service providers whose services we use on our website. Third-party cookies may be set by, among others:

• Google Analytics: Visitor analytics for website development. Google's privacy policy can be found at policies.google.com/privacy.
• Meta (Facebook): Advertising targeting and effectiveness measurement. Meta's privacy policy can be found at facebook.com/privacy/policy.
• LinkedIn: B2B advertising targeting. LinkedIn's privacy policy can be found at linkedin.com/legal/privacy-policy.
• Formspree: Contact form processing. Formspree's privacy policy can be found at formspree.io/legal/privacy-policy.

We cannot control third-party cookies. We recommend reviewing each service provider's own cookie policy for more information about the data they collect and how it is processed.

5. Managing Cookies

You can manage and delete cookies through your browser settings. All modern browsers offer the ability to manage cookies. Below are instructions for the most common browsers:

• Google Chrome: Settings → Privacy and Security → Cookies and other site data
• Mozilla Firefox: Settings → Privacy & Security → Cookies and Site Data
• Apple Safari: Settings → Privacy → Manage Website Data
• Microsoft Edge: Settings → Cookies and site permissions → Manage and delete cookies and site data

Please note that blocking or deleting cookies may affect website functionality. For example, language settings may not be saved if essential cookies are blocked.

You can also use your browser's private browsing mode (incognito), in which cookies are automatically deleted when the browsing session ends.

6. Changing Your Cookie Settings

When you visit our website for the first time, you will be asked to consent to the use of cookies via a cookie banner. You can choose which cookie categories to accept:

• Essential cookies are always active as they are necessary for the website to function.
• You can accept or reject analytics cookies.
• You can accept or reject functional cookies.
• You can accept or reject marketing cookies.

You can change your cookie settings at any time by clicking the "Cookie Settings" link at the bottom of the website. Your previous consent will be revoked and you can make new choices. Revoking consent does not affect the lawfulness of processing carried out before the revocation.

7. Contact Information

If you have any questions about our cookie policy or wish to exercise your data protection rights in relation to cookies, please contact us:

• Suomen Rahoitus (VSCY Marketing Agency / Aaron Vihersola)
• Sörnäistenkatu 1, 00580 Helsinki
• Email: tuki@suomenrahoitus.fi
• Phone: +358 46 803 2901

You also have the right to file a complaint with the Data Protection Ombudsman's Office if you believe that data protection legislation has been violated in the use of cookies. The contact details of the Data Protection Ombudsman's Office can be found at tietosuoja.fi.

8. Changes to the Cookie Policy

We reserve the right to update this cookie policy as necessary, for example when legislation changes, new services are introduced or cookie technology evolves. Changes take effect when the updated cookie policy is published on this page.

We will notify you of significant changes through our website's cookie banner, at which point you will be asked for new consent to the updated cookie policy. We recommend checking this page regularly to stay informed about our cookie practices.

This cookie policy has been prepared in accordance with the requirements of the EU General Data Protection Regulation (GDPR) and the ePrivacy Directive.