Terms of Use

1. General

These terms of use apply to the use of the Suomen Rahoitus website (suomenrahoitus.fi). The website is maintained by VSCY Marketing Agency / Aaron Vihersola (hereinafter the "Service Provider").

By using the website, you accept these terms of use in their entirety. If you do not accept these terms, please do not use the website.

2. Description of the Service

Suomen Rahoitus is an information and comparison service that provides information about invoice financing and related financing solutions for Finnish businesses. The website helps businesses understand invoice financing opportunities and find suitable financing partners.

The Service Provider does not itself act as a financial institution and does not grant loans or financing. The information presented through the website is general in nature and does not constitute financial advice.

3. Right of Use

The right to use the website is personal and non-commercial. The user has the right to browse the website content and use the services offered by the website in accordance with these terms of use.

The user agrees to refrain from:

• Copying, distributing or modifying the website content without written permission
• Using the website for illegal or harmful purposes
• Interfering with the technical operation of the website
• Using automated systems (e.g. bots) to collect website content without permission

4. Limitation of Liability

The information presented on the website is of a general nature and does not constitute financial, legal or other professional advice. The Service Provider is not responsible for the consequences of decisions made based on the website content.

The Service Provider strives to keep the website information up to date and accurate, but does not guarantee the accuracy, completeness or timeliness of the information. The terms, prices and availability of financial products may change without prior notice.

The Service Provider is not liable for:

• Website outages or technical disruptions
• Direct or indirect damages arising from the use of the website
• The content or operation of third-party websites or services
• The accuracy of information in situations where the information has changed after publication

We always recommend verifying the exact terms of financial products directly with the financial companies before making decisions.

5. Intellectual Property Rights

All content on the website, including texts, images, graphics, logos, trademarks, the website layout and structure, are the property of the Service Provider or its licensors and are protected by copyright law and other intellectual property laws.

Copying, distributing, modifying, publishing or otherwise exploiting the website content without the prior written consent of the Service Provider is prohibited.

6. Links to Third-Party Websites

The website may contain links to third-party websites and services. These links are provided for user convenience, and the Service Provider is not responsible for the content, privacy policies or terms of use of third-party websites.

Navigating to third-party websites is at the user's own risk. We recommend reviewing the terms of use and privacy policies of those websites.

7. Changes to Terms of Use

The Service Provider reserves the right to modify these terms of use at any time. Changes take effect when the updated terms of use are published on the website. The latest update date of the terms of use is indicated at the top of this page.

Continued use of the website after changes is considered acceptance of the modified terms of use.

8. Applicable Law and Dispute Resolution

These terms of use are governed by Finnish law. Disputes arising from the terms of use shall primarily be resolved through negotiation. If no settlement is reached, the dispute shall be resolved in the Helsinki District Court.